Commercial Real Estate Loans from Loans By Zip Code
Financing You Need to Focus on Your Business & Life
At Loans By Zip Code, we specialize in providing tailored financing solutions for commercial real estate investments. Our commitment to helping you secure the best funding options ensures you can focus on what matters most – running your business and living your life.

Our Commitment to You
As a broker, not a bank, we have the flexibility and expertise to find and tailor the right loan solutions for your unique needs. Our wholesome approach and dedicated business consultants make the process easy and convenient, giving you a competitive edge.
Our Loan Products
Commercial Real Estate Loans
• Max Loan Amount: Up to $3 million
• Loan-to-Value (LTV): Up to 85%
• Credit Score: Min 660
• No Limit on Cash-In-Hand: Access the funds you need without restrictions
• Flexible Terms: 30-Year Fixed & Interest-Only Available
Bridge Loans
• Quick Funding: Ideal for transitional financing
• High LTV: Up to 80%
• Flexible Repayment: Short-term solutions with flexible repayment terms
Revenue Advancements
• Per Down Payments or Purchase: Customized funding solutions based on your revenue and business needs
• Rapid Access to Funds: Secure funds quickly to capitalize on new opportunities
• No Interest or Fees: Transparent terms with no hidden costs
Additional Loan Options
DSCR Loans (Debt Service Coverage Ratio)
• Loan Amounts: Up to $2 million
• LTV: Up to 80% for purchase and rate/term refinance, up to 75% for cash-out
• Minimum DSCR: 0.80
• Minimum FICO: 680
The Line of Credit Experts
• Loan Amounts: $300,000 – $2 million
• Interest Rates: As low as 7%, with interest-only payment options
• No Collateral Required: Easy access to funds without additional collateral
• Proof of Funds: Provides proof of funds letters for faster transactions
Bank Statement Loans “Only Bank Statements”
• Max Loan: $3 million
• LTV: Up to 85%
• Min Credit: 660
• No Limit Cash-In-Hand: Flexible funding options for real estate investors
Why Choose Loans By Zip Code?
Expert Guidance
Our team of experienced advisors is dedicated to finding the best financing options for you.
Personalized Service
We tailor our solutions to fit your specific needs, ensuring you get the most out of your financing.
Trusted Partner
As a broker, we work with a wide network of lenders to secure the best rates and terms available.
Building Trust with Our Clients
At Loans By Zip Code, we prioritize transparency and integrity. Our goal is to build lasting relationships based on trust and mutual success. Here’s what our clients say about us:
Loans By Zip Code made the process of securing a commercial real estate loan seamless and stress-free. Their team was supportive and knowledgeable every step of the way.

Alex R.
Real Estate Investor
Get Started Today
Ready to take the next step? Contact us now to learn more about how we can help you find the best financing options for your commercial real estate needs. Our team is here to support you every step of the way.
